Thank you for visiting our website, owned and operated by American Health Reform Solutions DBA National Plan Advisors. We're here to protect and improve the personal and financial health of all consumers. Before you use this website and our other services which include, among other things, collecting information from you in order to generate insurance and other financial product quotes and to connect you with licensed insurance agents and other financial services professionals to discuss your needs (the “Services”)—we'd like to tell you more about the information we collect about you and what we do with it.
We care about your privacy and have drafted this policy to be as easy-to-read as possible. Please read it and feel free to reach out with any questions using the contact methods provided below.
A. What This Policy Covers
That said, you should know that we may provide third party content or links to third-party websites or applications (for example, links to websites of insurance companies we partner with if you request to view a quote). When you leave our Services or interact with a third-party feature, you should also read the applicable third party's privacy policies and terms of service to make sure you understand how they might collect and share information about you.
B. What Information We Collect
There are three primary ways we collect information about you:
(1) when you give it to us
(2) through automated technologies
(3) by asking others for it. We’ve broken down each of those three categories in further detail below.
1. Information You Provide to Us
You may provide information to us in various ways, such as through forms or other means offered through our Services. The most likely way you’ll provide us with information about yourself is by entering it in our web flow in order to have us generate a quote for you. For example, we will ask you some basic questions about your medical history in order to generate a life insurance quote for you. The types of information you provide us fit into two categories. Personal Information is information that identifies you personally, such as your name, address, email address, Social Security number or phone number. Non-Personal Information is information about you or your household that, on its own, doesn't identify you personally, like your gender, income or what types of products you're interested in.
When we combine information that isn't Personal Information (like Usage Information, as explained below) with Personal Information, we treat it like Personal Information for as long as it is combined.
2. Information We Automatically Collect
Device Information. We collect information about your device, such as your operating system, hardware model, application or browser type and version, and unique identifiers associated with your device.
Log Information. We automatically collect certain information in system logs or similar files about how you interact with our Services, such as which buttons you click on. This Log Information may also include things like your IP address, browser or device configuration, date and time of access and cookie information.
Information Used to Reidentify. We collect information in order to reidentify you across multiple browsing sessions and devices (for instance, connecting your current browsing with a prior session in which you provided us your name).
Location Information. We may use certain information like your IP address or other Device Information or Log Information to estimate your location. We may also request to use location-enabled services on your device (which typically provide GPS or Wi-Fi access point details) to enhance our Services.